:root {
  color-scheme: light;
  --ink: #14233b;
  --muted: #5c687b;
  --paper: #fbfaf6;
  --surface: #ffffff;
  --line: #dce2e8;
  --blue: #2058a5;
  --blue-dark: #173f78;
  --blue-soft: #e9f0fa;
  --gold: #be8c3a;
  --shadow: 0 22px 55px rgba(26, 48, 82, 0.1);
  font-family:
    Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI",
    sans-serif;
  font-synthesis: none;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  min-width: 320px;
  margin: 0;
  color: var(--ink);
  background:
    radial-gradient(circle at 12% 0%, rgba(32, 88, 165, 0.11), transparent 28rem),
    var(--paper);
  line-height: 1.65;
}

a {
  color: var(--blue);
  text-underline-offset: 0.2em;
}

a:hover {
  color: var(--blue-dark);
}

code {
  overflow-wrap: anywhere;
}

a:focus-visible {
  outline: 3px solid rgba(32, 88, 165, 0.35);
  outline-offset: 4px;
  border-radius: 0.15rem;
}

.skip-link {
  position: absolute;
  top: -5rem;
  left: 1rem;
  z-index: 20;
  padding: 0.75rem 1rem;
  border-radius: 0.5rem;
  color: #fff;
  background: var(--blue-dark);
}

.skip-link:focus {
  top: 1rem;
}

.site-header {
  border-bottom: 1px solid rgba(20, 35, 59, 0.09);
  background: rgba(251, 250, 246, 0.9);
}

.header-inner,
.page-shell,
.site-footer {
  width: min(1120px, calc(100% - 2.5rem));
  margin-inline: auto;
}

.header-inner {
  min-height: 5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.8rem;
  color: var(--ink);
  font-weight: 750;
  letter-spacing: -0.02em;
  text-decoration: none;
}

.brand-mark {
  width: 2.35rem;
  aspect-ratio: 1;
  display: grid;
  place-items: center;
  border-radius: 0.7rem;
  color: #fff;
  background: var(--blue-dark);
  box-shadow: inset 0 -3px 0 rgba(0, 0, 0, 0.12);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.25rem;
}

.site-nav {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 1.25rem;
}

.site-nav a {
  color: var(--muted);
  font-size: 0.93rem;
  font-weight: 650;
  text-decoration: none;
}

.site-nav a[aria-current="page"] {
  color: var(--blue-dark);
}

.page-shell {
  padding-block: clamp(3.5rem, 8vw, 7rem);
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(17rem, 0.7fr);
  gap: clamp(2.5rem, 7vw, 6rem);
  align-items: center;
}

.eyebrow {
  margin: 0 0 1rem;
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  margin-top: 0;
  line-height: 1.12;
  letter-spacing: -0.035em;
}

h1 {
  max-width: 13ch;
  margin-bottom: 1.5rem;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(3rem, 7.5vw, 6.25rem);
  font-weight: 500;
}

.document h1 {
  max-width: 18ch;
  font-size: clamp(2.7rem, 6vw, 4.8rem);
}

h2 {
  margin-bottom: 1rem;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2rem, 4vw, 3.25rem);
  font-weight: 500;
}

h3 {
  margin-bottom: 0.65rem;
  font-size: 1.1rem;
}

.lede {
  max-width: 44rem;
  margin: 0;
  color: var(--muted);
  font-size: clamp(1.1rem, 2vw, 1.35rem);
}

.trust-card {
  padding: 2rem;
  border: 1px solid rgba(32, 88, 165, 0.15);
  border-radius: 1.5rem;
  background: rgba(255, 255, 255, 0.86);
  box-shadow: var(--shadow);
}

.trust-card strong {
  display: block;
  margin-bottom: 0.45rem;
  color: var(--blue-dark);
  font-size: 1.15rem;
}

.trust-card p {
  margin: 0;
  color: var(--muted);
}

.status-dot {
  width: 0.72rem;
  height: 0.72rem;
  display: inline-block;
  margin-right: 0.45rem;
  border-radius: 50%;
  background: #2c8b63;
  box-shadow: 0 0 0 5px rgba(44, 139, 99, 0.12);
}

.section {
  margin-top: clamp(5rem, 10vw, 9rem);
}

.section-heading {
  max-width: 48rem;
  margin-bottom: 2.3rem;
}

.section-heading p {
  margin: 0;
  color: var(--muted);
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.info-card {
  min-height: 15rem;
  padding: 1.65rem;
  border: 1px solid var(--line);
  border-radius: 1.15rem;
  background: var(--surface);
}

.card-number {
  display: block;
  margin-bottom: 2.8rem;
  color: var(--gold);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.2rem;
}

.info-card p {
  margin: 0;
  color: var(--muted);
}

.access-panel {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(2rem, 7vw, 6rem);
  padding: clamp(2rem, 6vw, 4.5rem);
  border-radius: 1.7rem;
  color: #fff;
  background: var(--blue-dark);
}

.access-panel h2,
.access-panel h3 {
  color: #fff;
}

.access-panel a {
  color: #fff;
}

.access-panel p,
.access-panel li {
  color: #dce7f7;
}

.access-panel ul {
  margin: 0;
  padding-left: 1.2rem;
}

.access-panel li + li {
  margin-top: 0.55rem;
}

.boundary {
  margin-top: 1.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.18);
}

.private-note {
  max-width: 52rem;
  padding-left: 1.4rem;
  border-left: 4px solid var(--gold);
}

.private-note p {
  color: var(--muted);
}

.document {
  max-width: 780px;
}

.document-header {
  margin-bottom: 4rem;
}

.effective-date {
  color: var(--muted);
  font-size: 0.94rem;
}

.document section + section {
  margin-top: 3.2rem;
}

.document h2 {
  font-size: clamp(1.65rem, 3vw, 2.35rem);
}

.document h3 {
  margin-top: 1.75rem;
}

.document p,
.document li {
  color: #344158;
}

.document ul {
  padding-left: 1.35rem;
}

.document li + li {
  margin-top: 0.55rem;
}

.callout {
  padding: 1.4rem 1.5rem;
  border: 1px solid #cad9ed;
  border-radius: 0.9rem;
  background: var(--blue-soft);
}

.site-footer {
  display: flex;
  justify-content: space-between;
  gap: 2rem;
  padding-block: 2.5rem;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: 0.9rem;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 1.2rem;
}

.footer-links a {
  color: var(--muted);
}

@media (max-width: 760px) {
  .header-inner {
    align-items: flex-start;
    flex-direction: column;
    gap: 1rem;
    padding-block: 1.2rem;
  }

  .site-nav {
    justify-content: flex-start;
  }

  .hero,
  .access-panel,
  .card-grid {
    grid-template-columns: 1fr;
  }

  .trust-card {
    max-width: 28rem;
  }

  .site-footer {
    flex-direction: column;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
}